Credit Inquiry

A credit inquiry occurs when someone applies for a loan or credit card.

Each time an individual consumer applies, the lender can check their credit information report (CIR). These checks are recorded as inquiries in your CIR.

Lenders refers to any banks and financial institutions.

Why did you get the inquiry alert?

The Reserve Bank of India (RBI) requires us to notify individual consumer whenever a lender requests their credit history and credit score.