Personal Credit Score and Report

Check your credit score with CRIF and get on the path to good credit now!

Get Your Score

Personal Credit Score is a three-digit number that summarizes an individual’s credit history. Your credit score indicates your creditworthiness when you apply for a loan and helps the lender to assess your credit behaviour, determine your loan eligibility and decide the terms of your loan.

Your personal credit score is based on your credit history over time with different lenders and institutions, including the number of open & closed accounts, total amount of debt, history of repayment, and other variables. Lenders use this to assess the likelihood that an individual will be able to make timely loan repayments.

When applying for a loan or credit card from a bank or NBFC, a good credit score may help you to secure a better terms like higher loan amount, a lower interest rate etc.

  • RBI licensed Credit Bureau

  • Globally trusted by 500Mn+ Users

  • Tie up with 3000+ Institutions

  • ISO 27001 certified

Personal Credit Report Plan & Pricing

Checking and monitoring your own credit score won’t lower it. Maintain good financial health by subscribing to unlimited credit score access.

Yearly Report


Unlimited Access and Unlimited download Score History & Score Analysis Available

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Half Yearly Reports


Unlimited Access and Unlimited download Score History & Score Analysis Available

Get Plan

Monthly Reports


Unlimited Access and Unlimited download Score History & Score Analysis Available

Get Plan

One Time Reports


(With Credit Score)

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Credit Report without Credit Score at Rs 117


How to Check Credit Score Online?

You can check your free credit score here or get a plan to monitor it frequently.

What is on a Credit Report?

Your credit report reflects your credit history. It consists of all your credit cards, loans from banks or NBFCs, along your payment history.

Will Checking Your Credit Report impact the Credit Score?

No, checking your personal credit score does not impact it. Rather, it is recommended to do a check to ensure a good health before you apply for a loan or credit card. Get it here

Should You Check Your Personal Credit Score Before Applying for a Loan?

It is advisable to regularly monitor your credit report & score. It helps in avoiding surprises at the time of loan application. Moreover, it also gives an opportunity to negotiate better terms during your credit application.

How to raise a dispute on the credit report generated from partner site?

Consumer can raise a dispute on the CRIF credit report generated from partner sites by dispute origination portal. Consumer can login using the reference ID of the report on the portal and OTP verification of the mobile number associated with the report.

What are the different types of dispute a consumer can raise?

consumer can raise a data inaccuracy in their reported data of the accounts, account ownership issues, duplicate account, personal information reported on the report.

How to report a discrepancy on your credit report?

A consumer can raise a dispute on the information reported on credit by logging onto portal. Please visit here for more information.

Customer Support

In case of any queries, please call us on: +91 2040562001/ 02/ 03/ 04/ 05/ 06/ 07/ 08.

Timings: 09:00 am to 07:00 pm | Monday to Friday

For raising disputes on your CRIF credit report please log on our Portal.