CRIF Business Rank: Boosting Business Lending with Credit Assessment
CRIF INDIA Business Rank, the most comprehensive Business credit assessment solution for accelerating your Business lending potential.
Business lending in India is a huge opportunity with unparalleled potential for growth, but also comes with unique challenges and complexities. As lending institutions cater to a diverse spectrum of borrower types, particularly in the Business segment, a robust and objective risk assessment model becomes crucial to navigate through information asymmetry inherent to the unorganized Business landscape.
Introducing CRIF INDIA Business Rank, the most comprehensive credit default risk assessment solution tailormade for India’s credit landscape to accelerate your Business Lending portfolio. This comprehensive credit risk assessment model empowers lending institutions to make informed and accurate credit decisions and facilitate more accessible credit to deserving Business.
CRIF INDIA Business Rank (CIBR) is a robust model for Credit default prediction and is applicable for a wide spectrum of Business entities. CIBR is a 13-Rank Assessment model to gauge an Business entity’s Credit repayment ability based on its credit profile, credit history and other factors.
Comprehensive Time Horizon
CRIF Rank offers a 36-month observation window combined with a 12-month performance window. This dual perspective enables predictive intelligence and proactive risk management.
Access to a larger pool of suitable borrowers
With CRIF INDIA Business Rank, you can expand the pool of Business credit opportunities by identifying low and very low-risk borrowers. You can also capture high-risk borrowers with greater precision for effective risk mitigation.
