Credit Inquiry


A credit inquiry occurs when someone applies for a loan or credit card.

Each time an individual consumer applies, the lender can check their credit information report (CIR). These checks are recorded as inquiries in your CIR.

Lenders refers to any banks and financial institutions








Did you know?



Why did you get the inquiry alert?


The Reserve Bank of India (RBI) requires us to notify individual consumer whenever a lender requests their credit history and credit score.





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Find out how to access detailed information about your Inquiry Alerts

Take your financial decision prudently and improve your credit score by regularly tracking your credit information. Check the inquiry alert details you’ve received via SMS or email with a CRIF Subscription plan.

Elevate your financial understanding with enhanced pro CRIF Report where every detail matters

Offerings Standard CRIF Report (Rs. 399) Enhanced Pro CRIF Report (Rs. 550)
Inquiry Input Information section
CRIF Credit Score
Score Trends
Additional Summary
Enhanced demographic variations
Employment details
36 Months Historic Records for    
Late Payment
Current Balance
Amount Paid
Highest Utilised Credit Limit
Linked Account
Collateral details at account level
Inquiry Section

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Under the Credit Information Companies (Regulation) Act, 2005, CRIF HIGHMARK cannot modify, delete, or add any information in its database without confirmation from the respective lender.